If you’re considering Helcim as your payment processor, you’re likely asking, “What credit cards will Helcim take?” This is an important question—especially for small businesses, retailers, or service providers who want to serve every type of customer.
Accepting a wide range of credit cards ensures fewer missed sales and a better checkout experience. The good news? Helcim offers broad card acceptance with transparent pricing and no monthly fees.
In this article, you’ll learn:
- Which credit cards Helcim accepts
- How Helcim handles payment processing
- Fees associated with different card brand
- Other accepted payment types (mobile wallets, ACH, etc.)
- Tips for maximizing your savings with Helcim
What Credit Cards Will Helcim Take?
Helcim supports all major credit card networks, including:
| Card Network | Accepted by Helcim? | Notes |
| Visa | Yes | Most widely used card globally |
| Mastercard | Yes | Supported for both debit and credit |
| American Express (AMEX) | Yes | Higher fees, but accepted with no extra setup |
| Discover | Yes | Accepted without additional application |
| JCB | Yes | Popular with Japanese customers |
| Diners Club | Yes | Accepted through Discover Network |
| UnionPay | Yes | May be accepted via Discover in some instances |
Summary: If it’s a major credit card brand, Helcim can process it.
Does Helcim Accept Debit Cards?
Yes. Helcim accepts:
- Visa Debit
- Mastercard Debit
- Interac (Canada only)
Both debit and credit card transactions are supported in-person, online, and via virtual terminal.
Does Helcim Accept Mobile Wallets?
Absolutely. Helcim supports tap-to-pay and contactless payments, including:
| Mobile Wallet | Supported? | Platform Integration |
| Apple Pay | Yes | iPhone and Mac devices |
| Google Pay | Yes | Android smartphones |
| Samsung Pay | Yes | Select Android devices |
| NFC-enabled cards | Yes | Visa, Mastercard, AMEX, Discover |
Does Helcim Accept ACH and Bank Transfers?
Yes. Helcim supports ACH bank transfers for U.S. merchants and PAD (Pre-Authorized Debit) for Canadian merchants.
This is ideal for:
- Recurring billing
- B2B transactions
- Lower processing fees compared to credit cards
ACH payments are especially useful for high-ticket sales or subscriptions.
Helcim’s Credit Card Processing Fees
One of Helcim’s biggest strengths is its interchange-plus pricing with no monthly fees or long-term contracts.
Estimated Credit Card Processing Fees:
| Card Type | Typical Fee Range (USD) |
| Visa / Mastercard | 1.92% + $0.08 per transaction |
| AMEX | ~2.3%–3.3% depending on card type |
| Discover / JCB | Similar to Visa/Mastercard rates |
| ACH Bank Transfers | 0.5% – 1.0% with $5 cap |
Note: Actual rates vary by industry, card type, and sales volume.
Card Acceptance: Online, In-Person, or Both?
Helcim lets you accept cards via:
- In-person POS systems (with card readers and terminals)
- Online checkout pages (eCommerce)
- Virtual terminal (keyed-in transactions)
- Invoices and recurring billing
- Mobile app (for iOS and Android)
Whether you run a brick-and-mortar store or an online business, you’ll be able to accept all major cards with Helcim.
How to Start Accepting Cards with Helcim
Step-by-Step Setup:
- Sign up online at Helcim.com
- Get approved (usually within 1–2 business days)
- Choose your hardware or software setup
- Start accepting Visa, Mastercard, AMEX, Discover, and more
Helcim provides a free POS app, custom checkout pages, and merchant portal access at no additional cost.
International Card Acceptance
Helcim is available in:
- United States
- Canada
Helcim merchants can accept international credit cards from global customers, including travelers and eCommerce shoppers using foreign-issued cards.
This is ideal for:
- Travel/tourism businesses
- Online retailers
- Event vendors
Note: You may see slightly higher fees for international or premium card transactions.
Is Helcim Secure for Credit Card Transactions?
Yes. Helcim is:
- PCI-DSS Level 1 Compliant
- Offers tokenization and end-to-end encryption
- Includes fraud prevention tools and chargeback monitoring
Customers and merchants can trust Helcim with secure credit card transactions both online and in-store.
Conclusion
So, what credit cards will Helcim take? Just about all of them.
Helcim makes it easy for businesses to accept:
- Visa
- Mastercard
- American Express
- Discover
- JCB
- UnionPay
- Mobile wallets and ACH payments
Whether you’re launching an online store or running a brick-and-mortar location, Helcim gives you flexible, affordable access to credit card processing—with no hidden fees and top-tier support.
FAQs
1. Does Helcim accept American Express?
Yes, Helcim accepts AMEX with no separate application needed.
2. Can I accept credit cards on my website with Helcim?
Yes. Helcim offers hosted payment pages, eCommerce integrations, and APIs.
3. Are there monthly fees to accept credit cards with Helcim?
No. Helcim has no monthly or hidden fees. You only pay for the transactions you process.
4. Does Helcim support recurring billing?
Yes. You can set up subscriptions or invoice customers with automatic billing.
5. What kind of businesses can use Helcim?
Helcim supports a wide range of industries, including retail, health, food service, professional services, and online businesses.
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